There are many ways to boost your credit if you have a young credit profile or have bad credit. If you're looking for ways to improve your credit fast, we have several solutions to help you get ahead.

Credit Builder Account

How does it work?

Our self credit builder accounts help you establish credit by building your payment history.

Your payment history counts for 35% of your FICO credit score. This method works because it helps you build payment history which is where most people with little to none or bad credit struggle the most.

Because most credit builder accounts have a term of 12 months or more, you’ll have a solid history of on-time payments once your credit builder account is completed.


That improved credit history can make it easier to access to other credit products (like credit cards or car loans) and better interest rates on those credit products.

We put a loan in a bank-held CD (Certificate of Deposit) in your name.

You make monthly payments. Every on-time monthly payment builds credit history.

At the end of your plan, you get your money back, minus interest and fees.

Secured Credit Builder Card

How does it work?

Secured credit cards can be a good option for those that are establishing or rebuilding your credit and can't get approved for traditional credit cards. Our Credit Builder Card program allows you to use your very own money to build your credit with all three credit bureaus. 

Your payment history counts for 35% of your FICO credit score. A secured credit card can help you establish or re-establish your credit.


Since payments are included in your credit report, paying on time and managing your balance will help improve your credit score. After building your credit score, you may be able to qualify for a regular credit card with a much higher credit limit.

Apply in Minutes + No Credit Score Requirement

Put Down $200 Refundable Deposit To Open Your Secured Credit Card 

Build Credit by Making Purchases With Your Secured Credit Card 

Unsecured Line of Credit

How does it work?

Unlike a secured line of credit, collateral isn’t required for this type of credit building account.

Unsecured lines of credit are flexible solutions that allow you to access capital when needed and pay it back as you can. 

Unsecured business credit lines work exactly the same as a regular revolving business line of credit. You get a maximum amount that you can draw any amount from at any time, and repay when and how much you see fit. With an unsecured business line of credit, you only pay for exactly the amounts you use.

With our instant 95% approval rate, our unsecured line of credit will help boost your credit in no time. 

Instant 95% Approval Rate

No Credit Score Requirement

Up to $5,000 Credit Limit