Updated: Dec 19, 2020
#1 CREDIT BUILDER ACCOUNT
If you're new to credit or have bad credit and you're looking for ways to improve your credit, you're in luck!
Did you know that your payment history counts for 35% of your FICO credit score.
Credit builder accounts are great for giving you a boost in this area.This method works because it helps you build payment history which is where most people with little to none or bad credit struggle the most.
Because most credit builder accounts have a term of 12 months or more, you’ll have a solid history of on-time payments once your credit builder account is completed.
Additionally, your improved credit history can make it easier to access to other credit products (like credit cards or car loans) and better interest rates on those credit products.
All you have to do is make your monthly payments on time, and you're all set!
Click here to start boosting your credit today
#2 SECURED CREDIT BUILDER CARD
Secured credit cards can be a good option for those that are establishing or rebuilding your credit and can't get approved for traditional credit cards. Our Credit Builder Card program allows you to use your very own money to build your credit with all three credit bureaus.
Your payment history counts for 35% of your FICO credit score. A secured credit card can help you establish or re-establish your credit.
Since payments are included in your credit report, paying on time and managing your balance will help improve your credit score. After building your credit score, you may be able to qualify for a regular credit card with a much higher credit limit.
Click here to start boosting your credit with a secured credit card.
#3 UNSECURED LINE OF CREDIT
Unlike a secured line of credit, collateral isn’t required for this type of credit building account.
Unsecured lines of credit are flexible solutions that allow you to access capital when needed and pay it back as you can.
Unsecured business credit lines work exactly the same as a regular revolving business line of credit. You get a maximum amount that you can draw any amount from at any time, and repay when and how much you see fit. With an unsecured business line of credit, you only pay for exactly the amounts you use.
With our instant 95% approval rate, our unsecured line of credit will help boost your credit in no time.
Click here to start boosting your credit with an unsecured line of credit.
#4 RENT REPORTERS
RentReporters can help you rebuild your credit in a matter of days by reporting your last two years of on time rent payments to TransUnion. The addition of this significant payment history will have a dramatic impact on your credit and allow you to move towards credit independence.
Click here to sign up.